Monday, October 21, 2013

0 apr credit cards can save you thousands

0% APR Credit Cards Can Save You Thousands

Learn how you can save thousands of dollars with low interest or 0% APR credit cards. This article takes you step by step from learning more about the credit cards you already have to finding the best low interest credit cards.

Low Interest Credit Cards, 0% APR Credit Cards, Low Interest Credit Card

Low interest credit cards are available as alternatives to those with middle-of-the-road to very high interest rates. If you have a credit card with a high interest rate anywhere from 17% to 24% or higher, then you may not realize that it is costing you hundreds and even thousands of dollars every year in interest alone. Once you understand your credit and how it is impacting your debt situation, you will see how low interest or even 0% APR credit cards can be a much better solution.

Gather Your Statements

Collect your statements for all high and low interest credit cards. Include Visa, MasterCard, American Express, Discover, department stores, retailers, grocers and any other revolving accounts. For each bill, make a record of the total balance, minimum payment amount and interest rate. You might also want to include your estimated monthly payment (if it's more or less than the minimum) and the monthly finance charge.

Compare Cards

If you compare the numbers for each card, you will be able to see whi


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